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Texas Star Checking Liberty Checking Traditions Checking Business Rewards Checking Entity Checking Heritage Checking Money Market Premier Checking
Minimum to open $100.00 $100.00 $100.00 $100.00 $100.00 $1000.00 $2,500.00 $10,000.00
Interest Paid If all requirements are met * None None You must maintain a minimum balance of 1,000.00 in the account each day to obtain the disclosed annual percentage yield Earned Income credit monthly equal to a percentage of the average daily balanced maintained in the account. You must maintain a minimum balance of 1000.00 in the account each day to obtain the disclosed annual percentage yield You must maintain a minimum balance of 2500.00 in the account each day to obtain the disclosed annual percentage yield You must maintain a minimum balance of 10,000.00 in the account each day to obtain the disclosed annual percentage yield
Interest Rate See Rate Tab for current rate n/a n/a See Rate Tab for current rate EIC based on percentage of average daily balance See Rate Tab for current rate See Rate Tab for current rate See Rate Tab for current rate
Interest Compounding Schedule Tier 1 - 0.01 to 25000.00
Tier 2 - 25,000.01 and higher
N/A N/A Tier 1 - 1,000.00 to 9,999.99
Tier 2 - 10,000.00 to 24,999.99
Tier 3 - 25,000.00 to 49,999.99
Tier 4 - 50,000.00 and higher
Monthly Monthly Monthly See Other Requirements
Monthly Service Fee 10.00 if the balance is below 500.00 10.00 if minimum balance for statement cycle is less than 200.00 * 10.00 if balance is < than 200.00
* 6.00 if balance is 200.00-399.99
*4.00 if balance is 400.00-599.99
*No Fee if balance is > 600.00
10.00 if minimum balance for statement cycle is less than 10,000.00 10.00 if minimum balance for statement cycle is less than 100.00
If the minimum balance is 100.00 or more everyday during the statement cycle ….5.00 service charge
7.50 if minimum balance for statement cycle is less than 1000.00 5.00 if minimum balance for statement cycle is less than 2500.00 10.00 if minimum balance for statement cycle is less than 10,000.00
Transaction Fee None None First 50 debit transactions are free. A fee of .10 will be charged for each transaction thereafter. First 150 debit transactions per statement cycle are free. A fee of .25 will be charged for each transaction thereafter. First 50 debit transactions are free. A fee of .10 will be charged for each transaction thereafter. First 50 debit transactions are free. A fee of .10 will be charged for each transaction thereafter. See Transaction limits None
Transaction Limits unlimited unlimited unlimited unlimited unlimited unlimited Unlimited lobby transactions unlimited
Type of Statement Estatement with images Regular without images Regular with images Regular with images Regular with images Regular with images Regular with images Regular with images
Other Requirements * 15 debit card transactions, Direct Deposit over 1,000.00, Must enroll in Online Banking, Must have an email address on file Debit transactions are limited to 6 per statement cycle Tier 1-10,000-24,999.99
Tier 2-25,000-49,999.99
Tier 3-50,000 to higher
Other Restriction or Benefits 10.00 NSF Fee, 750 per day limit for debit/credit transactions, one account per social security number Benefits: Enrollment in online banking. E-statements in lieu of mailed statements.
NSF Fee - 35.00
To avoid service charges & fees the monthly earned credit must be greater than the monthly service charge & fees